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TMNZ for Tax Financing

12 April 2022

Tax Financing – another tool in your cash flow management toolbox.

Why pay IRD penalties and interest of 7.28% on late payments when you don’t have to?

Why not get easy access to finance through TMNZ to manage your cashflow?


We are saving clients’ money each year by offering this easy-to-use service. We have saved our clients $67,761 in the 2021 financial year.

Whether the client has accidently missed an IRD payment or is in a temporary cashflow crisis or has a lucrative business deal that requires cash now – financing your tax may provide an easy and effective solution.


TMNZ can completely remove late payment penalties at IRD by financing tax to a chosen effective payment date. The interest rate charged is at least 30% lower than IRD. Due to this being such an effective and reliable service we will by default offer this service to clients to save them money.


TMNZ is a for‐profit entity, however, a lot of their profits go to charity. Their charity is called Whakatupu Aotearoa Foundation. The Foundation has a focus on the following:

□ The Environment – including climate change, environmental degradation, declining biodiversity, and waste mitigation.

□ People – helping people and communities to flourish and reach their potential.


For more information visit the following websites:

TMNZ: https://www.tmnz.co.nz/

□ Whakatupu Aotearoa Foundation: https://whakatupuaotearoa.org.nz/


by Kate Ward-Smith 27 March 2025
Join SIDE in Timaru on 7th - 9th April 2025 for Dairy Advancement through Science & Technology, a must-attend session for forward-thinking farmers! 7 rapid-fire presentations showcasing groundbreaking research, innovative technology, and the latest science designed to: Boost efficiency Enhance sustainability Unlock those crucial 1% gains Featured Topics & Speakers: Colostrum Management & Heifer Performance – Ajmal Khan, AgResearch Extended Suckling Research – Racheal Bryant, Lincoln University AI-Driven Lameness Detection – Liz Muller, Herd-I Reducing emissions while maintaining profitability and productivity - AgriZero Eco Pond Effluent System – Keith Cameron, Eco Pond Low N Project for Reduced Nitrogen Loss – Roshean Woods, DairyNZ AI-Powered Pasture Measurement – Jeremy Bryant, Aimer Farming Stay after the session to network with presenters and dive deeper into the innovations! Don’t miss this chance to ignite ideas and shape the future of dairying! Register now at www.side.org.nz
A clock sits on top of a tax form next to a sticky note that says tax time
by Kate Ward-Smith 19 February 2025
Upcoming Key Tax date's: Provisional Tax Payments Due: - June balance dates - 2nd Instalment 2025 Prov Tax due 28th March - March balance dates - 3rd Instalment 2025 Prov Tax due 7th May Terminal Tax – Due 7th April 2025 Please try and avoid using the tax type GAP when paying both GST and provisional tax as IRD sometimes puts a hold on these payments. We will always send tax notices to you a couple of weeks before any payment is due as a reminder. We are sending these notices by email so please ensure you check your JUNK/SPAM mail folder in case they have gone there. If you are paying IRD via Westpac you can make a cash or EFTPOS payment at any Westpac branch or Westpac Smart ATM. You will need your Tax Return or statement barcode, or you can create your own online at IRD on the link below: https://www.ird.govt.nz/managing-my-tax/make-a-payment/ways-of-paying/paying-at-westpac Please note you will need to scroll to the bottom of the page then select “create a barcode”.
by Kate Ward-Smith 19 February 2025
From the 1 st April 2025 minimum wage will go up from $23.15 to $23.50 per hour.  These rates are before tax. The Starting-out and training minimum wage will go up from $18.52 to $18.80 per hour.
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